اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَالْعَجْزِ وَالْكَسَلِ، وَالْبُخْلِ وَالْجُبْنِ، وَضَلَعِ الدَّيْنِ وَغَلَبَةِ الرِّجَالِ
Allahumma inni a'udhu bika minal-hammi wal-hazan, wal-'ajzi wal-kasal, wal-bukhli wal-jubn, wa dala'id-dayni wa ghalabatir-rijal
アッラーよ、私は不安と悲しみ、弱さと怠惰、吝嗇と臆病、借金の重荷と人々の圧迫からあなたに庇護を求めます。
Recite when feeling anxious, worried, or depressed
The Prophet (PBUH) used to frequently make this dua, seeking refuge from all that prevents a person from being productive.