اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَالْعَجْزِ وَالْكَسَلِ، وَالْبُخْلِ وَالْجُبْنِ، وَضَلَعِ الدَّيْنِ وَغَلَبَةِ الرِّجَالِ
Allahumma inni a'udhu bika minal-hammi wal-hazan, wal-'ajzi wal-kasal, wal-bukhli wal-jubn, wa dala'id-dayni wa ghalabatir-rijal
Allaahumma waxaan kaa magan galayaa welwelka iyo murugo, tabartadarro iyo caajizimo, bakhayl iyo fulay, culayska daynta iyo awoodda dadka.
Recite when feeling anxious, worried, or depressed
The Prophet (PBUH) used to frequently make this dua, seeking refuge from all that prevents a person from being productive.